Urban Earth Group

Appraisal & Umpire






Commercial & Residential

The Urban Earth team has over 20 years of architectural and construction experience to bring to bear on your appraisal needs. Our experience covers commercial, residential, multifamily and even historic properties. 

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Resolving Disputes

When policyholders and insurance companies have a disagreement regarding the cost of repairing or replacing damaged property, an accurate appraisal and assessment of damage is the key to a successful resolution. When conducted properly, the appraisal process is a very effective alternative method for dispute resolution.

In the event that a policyholder or the insurance company invoke appraisal, the two appraisers must choose an appraisal umpire if they cannot resolve the case themselves. The chosen appraisal umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award.

To execute the job of Appraisal Umpire properly, not only should one be impartial, unbiased, and disinterested, but one should also be qualified to review the differences between the two parties. Our extensive experience with construction, building repairs, building materials, and the insurance appraisal process qualifies us to act as an appraisal umpire to resolve disputes.





Fast results

The Urban Earth team can provide timely and accurate appraisals for dispute resolution. Appraisal clauses in insurance policies typically stipulate time frames for completion of the process. Our team is committed to delivering your appraisal award on time and with the extensive documentation that your claim deserves.

We use our extensive, real life, experiences to evaluate a loss based on the facts. If resulting damages to property covered by an insurance policy can be repaired then it should be repaired. However, if the property cannot be repaired it must be replaced. In many cases, appraisers can become unreasonable on what can be repaired or what should be replaced. The repair or replacement must be real, the work and materials used should be replaced with that of materials of like - kind - and quality, and the work should be completed by a professional and competent repair contractor.

Choose a qualified, experienced appraisal umpire that understands the facts you are presenting, as opposed to a mediator that just wants to split disputed values down the middle.